Hello, my name is Colin and this is my commercial insurance blog. I am a small business owner who lives in Perth, Australia. I will be honest, until last year, I had no idea about my commercial insurance arrangements. I just figured it was something else I had to pay for which I would never use. However, when my commercial premises suffered flood damage, I soon learnt about the many benefits of commercial insurance. My insurance agent was really great and explained the entire process of making a claim. I wanted to start a blog to advise others about the benefits of commercial insurance.